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Snap! Finance - Buy Now Pay Later

Borrow up to £5000 with Just £50 Deposit

We've partnered with Snap Finance to give you a flexible payment option called Payin4 that suits all types of customers.

Snap have the ability to approve a much wider range of customer while still offering those customers the chance to pay off their loan early and pay no interest..

Take 18, 24 or 36 Months Credit And If You Settle Your Loan In 4 Months You Won't Be Charged Any Interest.

  • Borrow up to £5000 with only £50 deposit
  • Spread payments over 18, 24 or 36 months
  • Repay weekly, fortnightly or monthly to suit you
  • Clear the loan in 4 months and pay no interest
  • Apply online in under 5 minutes
  • Get an instant decision

Am I Eligible?

✓ Minimum 18 years old

✓ £200 weekly income

✓ Resident in UK

✓ Valid Debit or Credit Card

✓ Active current account that can accept Direct Debits

Click the button below to apply. Complete your application with Snap! Finance and get approved for an amount. Then call or email us to complete your order.

Who Are Snap! Finance?

Snap Finance UK Limited offers affordable loans to help customers get the things they need even if they’ve been refused credit in the past. If you’ve been refused credit they may still be able to help.

What is Payin4?

Take 18, 24 or 36 months credit, if you settle in 4 months, you wont be charged any interest.

Bills keep coming and life keeps moving, so if your money is needed somewhere else and you don't use the 4 months pay off option, just carry on paying the minimum payments and you'll pay it off over 18, 24 or 36 months. It’ll cost you about £3 per month for every £100 borrowed.

At any point after the first 4 months you can settle your loan early and only pay interest up to that point.


Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate 26.47%, Monthly Payment £62.54, Term 24 months, Total Payable £1550.96, Representative APR 29.9%